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Home Loans

Buying a first home, building an addition … need to restructure debt or help with college tuition?

We’re here to lend a hand…and money.

Meet with a Bank of New Hampshire loan officer to find the solution that helps you realize your dream. We’ll support you every step of the way – both before and after you close!

Right-fit options

Easy online application

Your own dedicated team

Access to down payment assistance

Find Your Right-Fit Financing*

Fixed Rate Mortgages

Need help buying your first home, refinancing, or finally getting into that dream house? We’re here to help. Talk to our loan officers about our fixed rate options and apply today!

Adjustable Rate Mortgages

Depending on your long-term plans for a property, our adjustable rate mortgages may be a good alternative. See if they’re right for you.

Mortgage Refinancing

Interested in lowering your interest rates or monthly payment, consolidating debt or using your home’s equity to buy that second home or investment property? Tell us about your goals and we’ll find options that work for you.

Construction Loans

The floor plans are done. You’ve bought or are ready to purchase the land, and now it’s time to build! Turn your dream home into a reality with a single close loan that fixes your rate and terms in the beginning, giving you peace of mind while you build.

Vacation Properties

Pack your bags with loan options that get you great rates on mortgages designed to help make that lake house, cozy cabin or mountain chalet a reality.

Jumbo Mortgages

Need financing for an amount that exceeds conforming loan limits in your area? You’re in the right place.

Home Equity Lines of Credit

Put your home equity to work for you to help consolidate bills or manage cashflow, make home improvements, pay tuition or take a vacation.

Investment Properties

Looking to build wealth by investing in land, rental properties or commercial real estate? We’ve got you covered.

Rural Development Loans

Access financing options that help low to moderate income applicants purchase homes in qualifying rural communities. Explore one of the only loans with no upfront cash required.

VA Loans

We’re honored to provide VA loans to veterans, active service members and eligible surviving spouses. Let us help you finance or refinance your home with no down payment options, competitively low interest rates and limited closing costs.

FHA Loans

Our government-backed FHA loans help borrowers qualify for a mortgage with a lower minimum credit score and lower down payment requirement.

NH Housing Finance Authority

Get cash assistance for down payments, save on taxes, enjoy lower mortgage insurance costs and get other benefits with financing designed to help low to moderate income households.

*Subject to credit approval

Kevin Colburn

Mortgage Loan Officer
NMLS #998084

Kevin joined Bank of New Hampshire following an extensive career in management, banking, and mortgage loan origination. With decades of experience delivering exceptional customer service, his values fit well with Bank of New Hampshire’s mission. Kevin is passionate about all aspects of real estate transactions and especially loves helping first time home buyers achieve their dream of home ownership. 

  • Our refinance with Bank of New Hampshire was a top-notch experience! BNH are the ultimate professionals.

    Corinne and Mark RayNorth Conway, NH
  • Bank of New Hampshire was so helpful to work with. We had many questions and we always got answers and explanations.

    Kathy RitsonLaconia, NH
  • I love this Bank! The customer service is above and beyond! The friendliness of the employees makes me enjoy going there! Love that they call me by name. A great hometown Bank!

    Jacquelyn CardaropoliAscutney, VT

Take the First Step

Apply For a Mortgage

Time flies when you’re having fun, so why wait? Our loan officers are here to help you find the right-fit financing that helps you realize your goals. Get a head start on your loan.

Refinance With Us

Interested in lowering your interest rate? Talk to us about options that may be a better fit for your needs.

Explore Consumer Loan Rates

From Grand Torinos to granite countertops, we finance the fun. View our rates to find the best option for you.