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Mortgage Lending Team

Our residential lending officers provide local decision making that’s simple and convenient.

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Flora Boyce
Assistant Vice President
Mortgage Loan Officer
North Country
NMLS #619801
[email protected]
603.527.3966

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Flora Boyce

Assistant Vice President
Mortgage Loan Officer
North Country
NMLS #619801
[email protected]
603.527.3966

Flora has more than 30 years of banking experience, with 17 of them focused on home loan lending. Flora is well versed in government programs, primary and second home purchases and refinances and investment property lending. She successfully guides customers through the more complicated loans, and knows how to quickly convert a loan to a renovation loan if something pops up during your home inspection. Flora has spent her career in the North Country of New Hampshire and Vermont, serving the many unique lending needs in this market and can offer guidance through any type of scenario.

Flora has attended the Northern New England Center for Financial Training and has acquired numerous diplomas and certificates. She is a member of the North Country Board of Realtors and serves as the Secretary on the Board of the Pemi Bridge House in Plymouth. Flora is also a board member of the Thornton Historical Society and participates in Chamber activities to help support a vibrant and sustainable economy in the area.

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Kevin Colburn
Mortgage Loan Officer
Southern Region
NMLS #998084
[email protected]
603.527.7230

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Kevin Colburn

Mortgage Loan Officer
Southern Region
NMLS #998084
[email protected]
603.527.7230

Kevin joined Bank of New Hampshire as a Mortgage Loan Officer following an extensive career in management, banking and mortgage loan origination. With decades of experience delivering exceptional customer service, his values fit well with BNH’s mission. Kevin is passionate about all aspects of real estate transactions and especially loves helping first time home buyers achieve their dream of home ownership.

Kevin has enjoyed his time serving on the board of directors at his children’s school, and being involved with Easter Seals of NH, Alzheimer’s Association and Epilepsy Foundation. Putting service above self, Kevin is also a member of the Nashua Rotary Club. As an Affiliate Member of the Greater Manchester Nashua Board of Realtors, Kevin serves on the Budget Finance, Hospitality and Affiliate Committees. In is volunteer work with local non-profit HOMEteam, Kevin has instructed classes for first-time home buyers to help them better understand the home lending process. Kevin enjoys spending his free time kayaking on the Pemigewasset River with family and friends.

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Vickie DiPrizio
Assistant Vice President
Mortgage Loan Officer
Lakes Region
NMLS #1084014
[email protected]
603.527.3385

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Vickie DiPrizio

Assistant Vice President
Mortgage Loan Officer
Lakes Region
NMLS #1084014
[email protected]
603.527.3385

Vickie DiPrizio is a lifelong resident of New Hampshire and has lived in the Lakes Region for 35 years. She has over 35 years of banking experience, including 30 years devoted to residential mortgage lending. She has access to a wide range of programs and competitive rates. Vickie knows the market and the neighborhoods, and is well versed in primary, secondary, investment property purchases and refinance loan programs, including government backed programs. She prioritizes providing helpful and friendly service along with utilizing innovative technology to keep her customers informed through every step of the lending process.

Vickie holds a Business Administration Degree and has received many certifications from the American Institute of Banking. She has served on many local boards and committees including volunteering for the United Way “Day of Caring” as well as various youth programs in the Wolfeboro area. Vickie is a member of the Lakes Region Board of Realtors, serving on their Affiliates Committee, and volunteers for many Chamber of Commerce events.

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Sandra Grace
Mortgage Loan Officer
Lakes Region
NMLS #2018312
[email protected]
603.527.7218

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Sandra Grace

Mortgage Loan Officer
Lakes Region
NMLS #2018312
[email protected]
603.527.7218

Sandra (Sandi) is a lifelong resident of New Hampshire and takes pride in her experience serving customers throughout New England. She has served customers for over 25 years in the real estate industry- 13 years as a real estate agent and 15 years on the banking/lending side of the transaction. Her many years of experience guiding customers through the home buying process makes Sandi an invaluable resource to anyone seeking financing for a home loan. She is well versed in primary, secondary and investment property transactions, including government backed programs.

Sandi has been recognized for her excellence in service many times over the years and she is active in her community, working with the local Chamber of Commerce, Real Estate Board and is a member of the Graduate Real Estate Institute. Sandi lives and recreates in the Lakes Region, enjoying all the state has to offer.

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Julie Hitchcock
Assistant Vice President
Mortgage Loan Officer
Greater Seacoast
NMLS #910400
[email protected]
603.527.5098

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Julie Hitchcock

Assistant Vice President
Mortgage Loan Officer
Greater Seacoast
NMLS #910400
[email protected]
603.527.5098

Julie Hitchcock formerly “Cosgrove”, a Certified Mortgage Professional, has spent the last 20 years in mortgage lending, gaining herself invaluable experience in the areas of origination, processing, underwriting and closing of loans. Julie has lived most of her life in Bow, NH. Within the last five years she relocated to the Seacoast to be with her husband and their three children and is very active in her community, both personally and professionally.

Julie is a current member of Southern Homebuilders and had served previously as a board member. She is also a member of New Hampshire’s Mortgage Bankers and Brokers Association having also served on their board of directors. She is active with the Seacoast Chamber and Rotary, as well as being a 2014 New Hampshire Housing and Finance Authority Fellow. Spending time in the community is a passion of Julie’s. She is always looking to make the community better and participating in activities brings her joy. Her inspiration for success comes from the lives of her customers, past and future.

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Tammie Mahoney
Assistant Vice President
Mortgage Loan Officer
Lakes Region
NMLS #525562
[email protected]
603.527.3398

Schedule an Appointment
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Tammie Mahoney

Assistant Vice President
Mortgage Loan Officer
Lakes Region
NMLS #525562
[email protected]
603.527.3398

Tammie has nearly 40 years of banking experience, focusing the past 25 years on mortgage origination. Tammie enjoys helping customers navigate through their financing options and is well versed in the many programs available to meet your financing needs. In order to always be able to tailor the experience to her customers’ needs, Tammie keeps herself educated on the ever-changing mortgage industry and is willing to share her knowledge to ensure the best outcomes.

Tammie has earned various banking related recognitions over the years. She is a 2018 New Hampshire Housing Fellow and a graduate of Leadership Lakes Region where she likes to volunteer her time. She is also an Affiliate Member of the Lakes Region Board of Realtors. Tammie chooses to work for Bank of New Hampshire because it gives her the tools necessary get you to the closing table while supporting reinvestment in the communities where we live, work and play.

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John Ross Nettles
Mortgage Loan Officer
Greater Seacoast
NMLS #2350598
[email protected]
603.527.5220

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John Ross Nettles

Mortgage Loan Officer
Greater Seacoast
NMLS #2350598
[email protected]
603.527.5220

John Ross (JR) joined Bank of New Hampshire in early 2022 following an extensive career in Investment Management, Finance and Accounting. JR is passionate about all aspects of real estate transactions and enjoys working with all types of borrowers.

JR earned his Bachelor Degree in Business Administration from the Walker College of Business at Appalachian State University in Boone, North Carolina. JR spent subsequent years working across the United States in California, Massachusetts, North Carolina and Washington DC metro. He is an active member of many organizations in New Hampshire as well as being a member of the Portsmouth, Dover and Rochester Chambers of Commerce. JR is an affiliate member of the Strafford County and Seacoast Board of Realtors. He looks forward to continuing his involvement in Greater Seacoast of NH and New England. JR enjoys spending his free time outside on Lake Winnipesaukee, at local beaches and skiing in the winter with family and friends. When JR isn’t outside, he enjoys traveling and playing with his adorable dog.

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Kathy Sanderson
Vice President
Senior Mortgage Loan Officer
North Country
NMLS #409084
[email protected]
603.527.6609

Schedule an Appointment
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Kathy Sanderson

Vice President
Senior Mortgage Loan Officer
North Country
NMLS #409084
[email protected]
603.527.6609

Kathy has more than 40 years of experience in banking with a focus in mortgage lending. Kathy’s mortgage origination, marketing and leadership skills keep her in tune with current market needs. Her customers, realtors and community speak highly of her attention to detail, knowledge and availability day or night. She is committed to assisting borrowers realize their home purchasing objectives.

Kathy is a Certified Mortgage Professional and has received many recognitions and awards throughout her career including being named twice Affiliate of the Year by the White Mountain Board of Realtors (WMBR). She continues to serve as the Co-Chair of the WMBR affiliate committee. She is also a New Hampshire Housing fellowship graduate. Kathy is constantly building relationships. She is active in the community, working with Memorial Hospital and other organizations. Her passion outside of work is enjoying the beauty of the White Mountains with one memorable experience after another.