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Protect What Matters: Your Guide to Preventing Identity Theft in 2025

01/01/2025

In today’s digital age, identity theft remains a growing threat, but with the right precautions, you can safeguard your personal information and protect what matters most. At Bank of New Hampshire, we’re committed to helping our customers stay informed and secure. Follow these tips to reduce your risk:

1. Don’t Share Your Secrets

Your Social Security number, account details, PINs and passwords should remain confidential. Be cautious of sharing sensitive information over the phone, online or on social media. Use strong passwords that combine letters, numbers and symbols, and change them periodically.

2. Shred Sensitive Papers

Dispose of documents such as bank statements, receipts and unused credit card offers, by shredding them before discarding. This simple step can prevent dumpster-diving fraudsters from accessing your personal data.

3. Keep an Eye Out for Missing Mail

Mail theft is a common tactic for identity thieves. Consider signing up for online banking to minimize paper statements and monitor your accounts digitally. Avoid mailing bills from your home mailbox to reduce risk.

4. Use Online Banking to Stay Alert

Regularly monitor your accounts for unauthorized transactions. Many banks, including Bank of New Hampshire, offer text and email alerts for specific activities like online purchases or large transactions.

5. Monitor Your Credit Report

Check your credit report regularly for discrepancies. You’re entitled to one free report per year from each of the three credit reporting agencies at annualcreditreport.com.

6. Protect Your Computer

Install and update antivirus software on your devices. When browsing, look for secure sites that display a padlock icon and “https” in the URL.

7. Safeguard Your Mobile Devices

Use passcodes to secure your smartphone and tablets. Before donating or selling old devices, wipe them clean of personal data. Be cautious when downloading apps or opening email attachments from unknown senders.

8. Report Fraud Immediately

If you suspect fraud or identity theft, contact Bank of New Hampshire immediately at 1.800.832.0912.

Identity theft can be prevented with vigilance and proactive measures. Stay safe, and remember that Bank of New Hampshire is here to support you.